An ounce of prevention is worth a pound of cure. How can you apply that old maxim to your health insurance? By taking advantage of your plan’s preventive and adult wellness benefits.

All BlueChoice plans include Well-Child benefits, and because they’re so vital, all preventive and diagnostic mammograms are covered by BlueChoice at no cost to you when you visit a PPO or Traditional provider. In addition, most BlueChoice plans include an annual $150 Adult Wellness benefit that allows you to choose what services are right for you. And you pay no deductible! We want you to stay healthy. That’s why we’ve designed your plan to encourage you to use these benefits.

Well-Child Care
Dependent children covered under your plan are entitled to coverage for regular pediatric office visits and immunizations (through age 16). You are responsible only for your regular office visit copayment or applicable coinsurance when services are received from a PPO participating provider.

Adult Wellness
Your Adult Wellness benefits can cover such things as annual gynecological exams and Pap tests for women, prostate-specific antigen (PSA) tests for men and an annual physical. Related wellness services, such as laboratory tests or X-rays, also are covered under this benefit.

You pay only your applicable office visit copayment or coinsurance, depending on your plan and the participation status of your provider. The physician’s allowable amount, less your payment, will be applied to your Adult Wellness benefit.

Please note that routine vision and hearing exams and screenings are not included in the Adult Wellness benefit. However, our BlueComplements® program—which comes as a value-added service with your BlueChoice membership—provides substantial discounts on these services.

Check out Member Tools on MyBlueService
Looking for tools to manage your health care needs? It’s now easier than ever to get health care information and support. Just log on to MyBlueService and select Member Tools from the menu options. Choose from a list of tools to take charge of your health care needs—prepare for a health care visit, search for information about a condition or procedure, estimate medical costs, find a provider, schedule a doctor’s visit, contact a health coach* and more! Check it out today!

* BCBSF has entered into an arrangement with Health Dialog® whereby Health Dialog has agreed to provide BCBSF members with care decision support services and information. BCBSF has not certified or credentialed, and cannot guarantee or be held responsible for, the quality of services provided by Health Dialog. All decisions that require or pertain to independent professional medical/clinical judgment or training, or the need for medical services, are solely your responsibility and that of your Physicians and other health care Providers. Neither BCBSF nor Health Dialog Services Corporation shall be deemed to be providing medical care or advice.