Logo of BlueCross BlueShield of FloridaFlorida Blue
Serving Residents and Businesses of Florida
 Florida Blue Home PageContact the EditorPast Issues Archive
5 things you should know about your health plan
 1 Urgent care centers cost less than ERs.
We continue to expand access to urgent care centers for nonemergency care when your doctor’s office is closed. These centers cost you less than hospital emergency rooms and often are more convenient and less time-consuming. To locate the contracting urgent care center nearest you, visit our website or call the customer service number on your member ID card.

Find Out More www.bcbsfl.com
Click on Provider Directory
Click on Category
Select Urgent Care Centers from the drop-down menu

2 Use Quest Diagnostics as your clinical laboratory.
For all your outpatient laboratory tests, please go to the Quest Diagnostics laboratory nearest you. Quest Diagnostics is the contracting laboratory for BlueCare. They have more than 160 patient service centers throughout Florida. When you use Quest Diagnostics, your lab services are completely covered. To locate the Quest Diagnostics patient service center nearest you, visit their website. Or call toll free, 800-377-8448, between 8 a.m. and 5 p.m. Eastern time, and follow the prompts.

Find Out More www.questdiagnostics.com

Photo of man working on house3 Your coverage is subject to other carrier liability.
If you receive a letter from Blue Cross and Blue Shield of Florida/ Health Options requesting additional information about your injury or illness and other insurance coverage, your prompt reply is vital for getting claims paid.

Insurance regulations require insurers to coordinate benefits when there is more than one policy in effect, as when a husband and wife both have health care coverage from their respective employers. One insurer is considered primary, the other secondary. The primary pays its responsibility first. The secondary can then provide benefits for covered services not paid by the primary.

In addition, certain injuries or illnesses may be covered by other types of insurance. For example, if you are in an automobile accident, your medical claims may be covered under your auto policy, which would be considered the primary carrier. If you are hurt on the job, your company’s workers’ compensation policy pays applicable benefits.

Find Out More Check your Benefit Booklet

4 Generic drugs save you money.
Stretch your prescription drug benefits and reduce your out-of-pocket costs by choosing generic drugs whenever possible. More reasonably priced generic drugs approved by the Food and Drug Administration (FDA) are just as safe and effective as their branded counterparts. Talk with your physician about this; most brand-name medications have generic alternatives.

Find Out More www.fda.gov

5 MyBlueService offers a wealth of information.
MyBlueService is our online member self-service center. It enables you to get in touch with your health plan at your convenience. Once you register with our secure, confidential site, you can view your current claims and benefits, request a duplicate ID card and change your address or primary care physician. Go to www.bcbsfl.com and click on MyBlueService to learn more and to register.

Find Out More www.bcbsfl.com

 
 Spring/Summer 2005: Helping You Stay in the Know; Photo of kids on the beach and guys playing soccer
Check Out Our
New Web Tools

What’s New?

2004 Annual Report

Fact or Fiction

PharmacyFolio – Children and Antidepressants

My Health Plan
For plan-specific articles, choose your health plan:

BlueCare
BlueChoice
BlueOptions
Medicare Advantage
Medicare Supplement

En Espanõl

BlueCare - Spanish
BlueChoice - Spanish
BlueOptions - Spanish
Medicare Advantage - Spanish


Top of Page
Florida Blue Front Page | Contact the Editor | Past Issues Archive