health matters - BF&M Insurance Group


	As healthcare costs continue to rise in Bermuda, they’re also increasing globally...READ MORE >


	Smart Steps: Preventive Care Curbs Healthcare Costs Taking small, sensible precautions every day can help prevent many major medical problems.	Five Ways to Save on Prescription Drugs Prescription drugs can be costly. Even if insurance helps cover the cost, you usually pay a percentage.	Tips for Being a Smart Healthcare Consumer Your money is valuable—especially the dollars allocated to your health. That’s why it pays to protect the money you decide to spend on healthcare.


		Want to find out more about the health topics in this issue? Click here or visit the “BF&M Resources Guide” section of our Wellness Center Online at www.bfm.bm.

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Get the Most From Your Doctor’s Visits
Being prepared for your doctor’s visits will help you get your money’s worth—and avoid repeat trips to the office. Bring a list of questions or concerns you have for the doctor. Let him or her know if a recent prescription change didn’t seem to work, for instance, or that a certain lifestyle change has been difficult to make. While you’re there, be sure to ask your doctor for a schedule of his or her in-office fees—the same goes for free-standing labs and pharmacies, too.

Also, know your health history. Doing so can serve as a tool you and your doctor can use to find the best treatments. Keep a written record of current medical conditions, past medical procedures, immunization history, drug allergies, and current medications you’re taking.